Type in your expected profit and see your income tax, what to put aside each month, your provisional tax payments, and whether turnover tax would be cheaper.
Retirement annuity deduction is simplified (limited to 27.5% of taxable income, maximum R350 000). Medical credits use the 2026/27 amounts; extra medical expense credits are not included.
Put aside about R0 every month.
An estimate to help you plan, not tax advice. Your real tax depends on all your income, deductions and your SARS assessment.
Rand Ready does this calculation automatically from your income and expenses, every month, with a dashboard, invoice tracker, travel logbook and a plain-English tax guide.
Get Rand Ready · R1492027 tax year: 1 March 2026 to 28 February 2027 (Budget, 25 February 2026).
| Taxable income | Rate of tax |
|---|---|
| R1 – R245 100 | 18% of taxable income |
| R245 101 – R383 100 | R44 118 + 26% of the amount above R245 100 |
| R383 101 – R530 200 | R79 998 + 31% of the amount above R383 100 |
| R530 201 – R695 800 | R125 599 + 36% of the amount above R530 200 |
| R695 801 – R887 000 | R185 215 + 39% of the amount above R695 800 |
| R887 001 – R1 878 600 | R259 783 + 41% of the amount above R887 000 |
| R1 878 601 and above | R666 339 + 45% of the amount above R1 878 600 |
| Rebate (2026/27) | Amount |
|---|---|
| Primary (everyone) | R17 820 |
| Secondary (65 and older) | R9 765 |
| Tertiary (75 and older) | R3 249 |
| Tax threshold (no tax below) | Amount |
|---|---|
| Under 65 | R99 000 |
| 65 to 74 | R153 250 |
| 75 and older | R171 300 |
| Turnover | Turnover tax |
|---|---|
| R0 – R600 000 | 0% |
| R600 001 – R950 000 | 1% of the amount above R600 000 |
| R950 001 – R1 400 000 | R3 500 + 2% of the amount above R950 000 |
| R1 400 001 – R2 300 000 | R12 500 + 3% of the amount above R1 400 000 |
Sources: SARS "Rates of tax for individuals" and "Budget 2026 Frequently Asked Questions" (sars.gov.za). Some Budget proposals are still subject to Parliament.